> For the complete documentation index, see [llms.txt](https://atomwallets.gitbook.io/atomwallets-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://atomwallets.gitbook.io/atomwallets-docs/how-to-add-funds-to-payout-for-bank-withdraw.md).

# How to add funds to payout for bank withdraw

Atom Wallets offers a built-in **crypto to fiat** feature. Convert your USDT to local currency and withdraw directly to your bank account. Currently available for **USDT to Indian Rupees (INR)**.

{% hint style="success" %}
**No P2P needed!** Unlike exchanges where you have to find a buyer, Atom Wallets handles the conversion and bank transfer directly. Avoid the risks of P2P trading and frozen bank accounts.
{% endhint %}

## Step 1: Tap "Payout"

From your wallet dashboard, tap the **"Payout"** button (the bank icon).

<figure><img src="/files/71b9fe53f852ee4b760ebc6a31bbf0e3bfc1ffc0" alt="Dashboard"><figcaption><p>Tap "Payout" to start adding funds to your payout balance</p></figcaption></figure>

## Step 2: Enter the Amount

On the Payout screen, you will see:

* **From:** Your main wallet
* **To:** Payout Balance
* **Coin:** USDT (TRC20)
* **Available balance** shown below the amount field

Enter the amount to transfer. Tap **"Max"** to transfer your entire USDT balance.

Choose your fee payment method:

* **Pay with TRX** — Uses TRX tokens for the fee
* **Pay with USDT** — Flat $2.00 fee deducted from USDT

<figure><img src="/files/69c311eb02586babd967b48c5f6bfeaf78b8f1e5" alt="Payout input"><figcaption><p>Enter the amount and choose fee payment method</p></figcaption></figure>

## Step 3: Transfer and Wait

Tap **"Transfer"**. The app processes the transfer on the blockchain.

<figure><img src="/files/ee1e260ed0db3b091837d7cd81021a7aa9006270" alt="Confirming"><figcaption><p>Wait while the transfer is confirmed on the blockchain</p></figcaption></figure>

You will receive a **push notification** when the transfer is complete.

<figure><img src="/files/cab2793432f88bbefa5db225d9b8eb1f438d43f8" alt="Notification"><figcaption><p>A notification confirms your transfer was successful</p></figcaption></figure>

## Step 4: Bank Withdraw

Your Payout Balance now shows the transferred amount. From the Bank Withdraw screen:

* Enter the amount in **USD** you want to withdraw
* See the equivalent in **INR** based on the live exchange rate (sourced from Google)
* Tap **"Next"** to proceed with the bank withdrawal

<figure><img src="/files/0022c8b8036f18cddc824f18231fbb6131ecbd70" alt="Bank withdraw"><figcaption><p>Your payout balance is funded and ready for bank withdrawal</p></figcaption></figure>

{% hint style="info" %}
**Currently Available:** USDT to INR (Indian Rupees). More currencies and countries will be added in future updates.
{% endhint %}


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